i fall in love with a Scandinavian.

last thursday i bumped into a real scandinavian beauty, here she is

volvo c30.

its not a ferrari or anything but, i considered that i'am capable enough to owned something like this in my late twenties ^^. plus its an ideal car to drive in malaysia with the current fuel hike.

but theres a lot of hiccup about the price. as we all know that, overseas car are effin expensive here in malaysia, but i did'nt see this one coming

european price ---> a real charm if we convert to MYR .22,700.00 USD = 69,473.35 MYR

then....

malaysian price

yes... RM215,500 (without insurance)... the heck! ..read further and theres a quote '' Robert Norrman, President of Volvo Car Malaysia, is quick to point out that a significant portion of the money paid goes to the Malaysian Treasury and not Volvo. Coming into Malaysia as a completely built-up (CBU) import from Belgium, the C30 is subject to high import duties (30%) plus 90% excise duties.''

haha, itu takire lg kalu mintak loan bank style yahudi makan riba bnyak2.. mau dekat rm350,000... dekat 5 kali ganda!

dang, ada sapa2 ada kenalan yg jual AP x, aku pon nak jadi tokey =,=

anyhoo, Allah had mentioned countless times in Quran about riba

al baqarah: 275-281

الَّذِينَ يَأْكُلُونَ الرِّبَا لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ الَّذِي يَتَخَبَّطُهُ الشَّيْطَانُ مِنَ الْمَسِّ ۚ ذَٰلِكَ بِأَنَّهُمْ قَالُوا إِنَّمَا الْبَيْعُ مِثْلُ الرِّبَا ۗ وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَا ۚ فَمَن جَاءَهُ مَوْعِظَةٌ مِّن رَّبِّهِ فَانتَهَىٰ فَلَهُ مَا سَلَفَ وَأَمْرُهُ إِلَى اللَّهِ ۖ وَمَنْ عَادَ فَأُولَٰئِكَ أَصْحَابُ النَّارِ ۖ هُمْ فِيهَا خَالِدُونَ

(275) Those who devour usury will not stand except as stand one whom the Evil one by his touch Hath driven to madness. That is because they say: "Trade is like usury," but Allah hath permitted trade and forbidden usury. Those who after receiving direction from their Lord, desist, shall be pardoned for the past; their case is for Allah (to judge); but those who repeat (The offence) are companions of the Fire: They will abide therein (for ever).

يَمْحَقُ اللَّهُ الرِّبَا وَيُرْبِي الصَّدَقَاتِ ۗ وَاللَّهُ لَا يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ

(276) Allah will deprive usury of all blessing, but will give increase for deeds of charity: For He loveth not creatures ungrateful and wicked.

إِنَّ الَّذِينَ آمَنُوا وَعَمِلُوا الصَّالِحَاتِ وَأَقَامُوا الصَّلَاةَ وَآتَوُا الزَّكَاةَ لَهُمْ أَجْرُهُمْ عِندَ رَبِّهِمْ وَلَا خَوْفٌ عَلَيْهِمْ وَلَا هُمْ يَحْزَنُونَ

(277) Those who believe, and do deeds of righteousness, and establish regular prayers and regular charity, will have their reward with their Lord: on them shall be no fear, nor shall they grieve.

يَا أَيُّهَا الَّذِينَ آمَنُوا اتَّقُوا اللَّهَ وَذَرُوا مَا بَقِيَ مِنَ الرِّبَا إِن كُنتُم مُّؤْمِنِينَ

(278) O ye who believe! Fear Allah, and give up what remains of your demand for usury, if ye are indeed believers.

فَإِن لَّمْ تَفْعَلُوا فَأْذَنُوا بِحَرْبٍ مِّنَ اللَّهِ وَرَسُولِهِ ۖ وَإِن تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ

(279) If ye do it not, Take notice of war from Allah and His Messenger: But if ye turn back, ye shall have your capital sums: Deal not unjustly, and ye shall not be dealt with unjustly.

وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ ۚ وَأَن تَصَدَّقُوا خَيْرٌ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ

(280) If the debtor is in a difficulty, grant him time Till it is easy for him to repay. But if ye remit it by way of charity, that is best for you if ye only knew.

وَاتَّقُوا يَوْمًا تُرْجَعُونَ فِيهِ إِلَى اللَّهِ ۖ ثُمَّ تُوَفَّىٰ كُلُّ نَفْسٍ مَّا كَسَبَتْ وَهُمْ لَا يُظْلَمُونَ

(281) And fear the Day when ye shall be brought back to Allah. Then shall every soul be paid what it earned, and none shall be dealt with unjustly.

well. those are one of the few aya about riba, theres plenty more of it..heres some useful link about riba in the Quran

riba in the quran

and here, a speech about riba by imran nazar hossien

..one might think, how about those who apply for study loan? interest in ptptn? how about those who arent wealthy enough to get education? blaja pon bole dapat dosa???..ak pon ambil PT gak m(_,_)m

will discuss about it later on, after i ask some peoples.. because i been invited to attend a talk about islamic banking scheme by a Chinese dude..haha..even he admitted that islamic banking expanding really fast.. i once read, vatican acknowledge islamic finance is the new solution for global economy meltdown and capitalism.

jazakallah peeps!

al-qamar : 17

(وَلَقَدْ يَسَّرْنَا الْقُرْآنَ لِلذِّكْرِ فَهَلْ مِنْ مُدَّكِرٍ)

-

‎-''And We have indeed made the Qur'an easy to understand and remember: then is there any that will receive admonition?''

-dan sesungguhnya telah kami mudahkan Al-Quran untuk pelajaran, maka adakah orang yg mengambil pelajaran

EASY TO UNDERSTAND

- indeed it is. beside reading the Quran, a muslim must know the meaning too. it is fascinating once we know what we read. Allah words does not come down to earth all the way through the seven heaven for nothing right? it is a guidance and manual book for us human.

-a reminder for my self too. yes im human and i do make mistake. sometime i was'nt in the right path and do what Allah forbid in His book. the words we utter from the Quran is indeed kalamullah (Allah words). so come to think of it, i speak the words of Allah and sometime some disgusting words form the same tongue,i am ashame of myself.

EASY TO REMEMBER

i do believe Allah does not burden His slave for something they are not capable of. with the human mind,a normal person are capable enough to memorize the quran.it is indeed a tough thing to do. i regret that i did not attend tahfidz school. but hey, it is not too late is not it? i have a target to at least remember by heart if not all,some of the surah2 and aya in the Quran before i die. or perhaps at least most of the short surah before i get married( still a long way to go mate).

-i had counted, for all the days i lived 7659 days and dying, if i had not wasted my time, i might had an ample time to remember all the 30 juz.

- a tahfidz friend of mine give me some advise on how to remember the Quran

1)read the surah that you want to remember as smooth as you can, with no error and the right tajwid

2) read one aya or the sentence that you want to memorize 5 times.while looking

3) say the aya or sentence again 5 times without looking the quran.

4)repeat step 2-3 if you did not make it.

5)if you had succeed memorize it, read it again while looking 5 more times.

6)again say the aya or sentence 5 times without looking the quran.

7) proceed to next aya,and repeat step 2-6.

8) once you had succeed the first and 2nd aya, repeat five times everytime you proceeding to the next aya.

9) repeat step 2-8 until you finished memorize the surah.

jazakallah peeps !

something new

hello hello assalamualaikum.

i would try something new to this blog. since islam is a remider , then i would like to allocate 5-10mins daily to quote something from the quran in this blog. i know that i'm not a man of God to translate and derive everything.hence, it might be a simple translation from an aya or with some derivation from my own perspective or from other muslim scholar. but but, you should know up front that i am indeed a very busy dude,i would try my best to make this a daily routine.but i cant promise anything.

for starting, try this youtube about ''reminder benefits the believer'' by NOUMAN ALI KHAN

http://www.youtube.com/watch?v=yyrtsjhW7W8

and a quote from uztaz zaharuddin today

''Antara kesilapan individu berjaya adalah merasa diri telah mencapai target kehidupannya. Tatkala itu, dia mungkin akan mulai memperlahankan usahanya atau meningkatkan lagi usaha kerana BELUM PUAS menikmati kejayaan. Namun, amat malang jika dia melupakan faktor kejayaan akhirat krn lemas dek kejayaan duniawi.''

5014

instead of making it a status update.i'll just going to blog about this number phenomena that take the facebookers like a freakin epidemic. since she such a lovely person,hey ''5014'', i'll make an exception =).

dia schoolmate kat maktab,1st time jumpe masa form5,ada cuti weekend,budak pantai timur dgn utara xbalik kg sbb jauh.so xramai sgt la orng kat skola. jalan2 nmpak

soraya dgn satu awek ni kat dalam class ***..borak2 dgn soraya sbb dia pon budak kuantan..ok.. awek tadi tgh blaja,tapi ak dgn sue tgh duduk borak2,last skali dia tutup buku and kate ''5014'' nak join skali lah borak,dah tabule blaja. ok tu la 1st time jumpe and ak just tau nama samaran dia je,nama betul xpnh tau,and after that xpenah pon nak tegur kalu terserempak..sbb sbb, nnt kene tangkap dgn b.a.d.a.r =,=

but after a few months, makin panas.

ak baru balik skola dari mana ntah( ak mmg slalu tada kat skola,sibuk..form 4 2 bulan xmasuk class,form5 pon sama 2bulan xmasuk class)..tetibe..

Z= weh awek ko sehat

aku= huuuh?

S= awek ko lawa dowh

aku=huuuh?

tetibe ramai la plak orng tanya ak pasal awek aku.and i was like *wuttafish*..so the next person asked me that question ak pon tarik dia,tanya,pehal tetibe orng slalu tanya ak pasal awek2 nie.so mamat tu bgtau la ada rumors kate ak couple dgn ''5014''...lg lah aku ''huuuh''

jangan cakap couple,nama betul ''5014'' pon tataw..korek2 rupenye2 ada orng bwat fitnah( and ak still tggu mamat tu mintak maaf kat ak sampai skng)..xtaw la pehal mamat tu bwat fitnah kan,tapi ak kesian kat awek tu tetibe dia plak kne,ye ah..ak pon nobody kot time kat maktab.skrng pon still nobody gak la..

anyhoo,agak ramai budak laki yg jelez sbb ''5014'' antara awek plng hot dalam batch and siyesli mmg ramai yg suke kat dia especially ******..so nak jadikan cerita,after rumors tu dah reda.ak pg satu compt nie( agak dyum sbb ak kalah dgn satu mata je dgn team yg menang and dapat pg US bwat presentation) ..kat compt tu tetibe ada sorng lg awek ni dtg kat booth aku tanya.eh awak kenal ''5014'' and i was like, wuuttaaa,tada orng laen ke..awek tu kate la dia dgn 5014 n

ie kawan lama.dah lama lost contact and dia nak kasi something kat ''5014'' and mintak ak tolong pass kan..ak pon adeh,malasnye..

so balik maktab je ak tggu line clear dalam class dia,tggu tada orng baru nak passkan barang tu..tgh elok2 mencilok dalam class dia tetibe ada mamat class tu datang ''HAAAAAAAAAAAA KANTOI"..adeh,sedih tol..ak pon cam ''weh nie tada apa2 la ,ada orng mintak tolong kasi kat dia''..mamat tu pon dah senyum tahi kambing..adeh

so malam tu nak jadikan cerita si ''5014'' ni datang class ak nak tanya pasal kawan dia.yg paling tabulebla.dia mintakan mamat yg syok hbs kat dia ****** mintak tolong pa

nggil kan aku..tgh elok2 rumors dah tada,tetibe panas balik kan,skali dgn mamat ***** tu panas..hahahaha.tapi i come clean la.kate kat mamat tu.ak mmg tada apa2 dgn dia.and by the time nak spm,sume orng dah lupa pasal bnde nie..huhu..tapi ak rasa 5014 sure xtaw apa2 psal nie kan..

anyhoo.5014 nie sgt lovely hbs.future lawyer kot..mmg ramai lg la orng cair kat dia..obses gila dgn korean.baek dgn dia pon afta skola je.kat fb kot,sbb kebetulan dia masuk uni yg sama cume branch laen.blaja betul2 eh jadi lawyer yg feymes and you can bail me out nnt..hehe

oh masa HSBC asia YEA mmg ada letak nama dia dalam business plan tu jadi ak punye lawyer company.

dapat bermain tennis dan futsal adalah satu anugerah!

just a quick update

2010 was awesome.and i hope 2011 will be biblical.

3 men that influence me the most in 2010 are

- dato dr goh

i meet him during a seminar in HSBC asia young entrepreneur award, where i did clinch the merit award. although the award was no big deal. the thing i learned in the seminar was a wake up call of what i wanted to do in life.business. and dato dr goh had open up my mind that there were vast opportunity remain untouched.

-imran nazar hossien

you can google up this dude. as i learned conventional business approach from dato dr goh.i've learned the islamic way of doing business from maulana imran nazar hossien. from where is halal and haram,riba and of course islamic financing, the quran and hadith quotation for business . one can tell that money is not everything while entrepreneur had much more to give than to earn(will blog about this some other time).

-nouman ali khan.

just youtube about him and you will be amaze by his preaching. i had gained a lot from him that opened up my mind and heart. needless to say.from my own benchmark, ive changed a lot hearing his lectures.

p/s- every second i am trying to become a better man for my religion,family and future. if you are a part of my future,you'll get a toil from it

and owhh yeahh.the ability to play tennis and futsal are gift from Allah that i will forever cherish!